Terms of Use

Welcome to the Bear Mortgage Inc. website (the "Website"). Bear Mortgage Inc. ("Bear Mortgage," "we," "us," or "our") provides this Website to you subject to these Terms of Use (the "Terms"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

1. Acceptance of Terms
By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. Bear Mortgage Inc. reserves the right to update or modify these Terms at any time without notice. You are encouraged to review these Terms periodically for changes. Your continued use of the Website after any modifications indicates your acceptance of the revised Terms.

2. Use of the Website
2.1 Eligibility: You must be at least 18 years old to use the Website. By using the Website, you represent and warrant that you are at least 18 years of age.
2.2 License: Bear Mortgage Inc. grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal and non-commercial purposes.
2.3 Prohibited Activities: You agree not to:
a. Use the Website for any illegal or unauthorized purpose.
b. Violate any applicable laws or regulations.
c. Attempt to gain unauthorized access to the Website or its systems.
d. Interfere with the proper operation of the Website.
e. Transmit any viruses, malware, or other harmful code.
f. Collect or harvest personally identifiable information from other users.
g. Impersonate any person or entity or misrepresent your affiliation with any person or entity.

3. Privacy

Your use of the Website is also governed by our Privacy Policy, which can be found here. By using the Website, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

4. Intellectual Property
4.1 Content: All content, materials, and features on the Website, including but not limited to text, graphics, logos, images, audio, video, and software, are the property of Bear Mortgage Inc. or its licensors and are protected by copyright, trademark, and other intellectual property laws.
4.2 Use of Content: You may not reproduce, distribute, modify, display, or create derivative works of any content from the Website without the prior written consent of Bear Mortgage Inc.

5. Disclaimers
5.1 No Warranty: The Website is provided on an "as-is" and "as-available" basis. Bear Mortgage Inc. makes no warranties or representations, express or implied, regarding the accuracy, completeness, or reliability of the content on the Website.
5.2 Limitation of Liability: To the fullest extent permitted by law, Bear Mortgage Inc. shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or in connection with your use of the Website.

6. Indemnification
You agree to indemnify and hold Bear Mortgage Inc. harmless from any claims, losses, liabilities, and expenses (including legal fees) arising out of or related to your violation of these Terms or your use of the Website.

7. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in [Jurisdiction].

8. Contact Us
If you have any questions or concerns about these Terms, please contact us at 303-856-3820 or Bear@BearMtg.net
By using the Bear Mortgage Inc. Website, you acknowledge that you have read and understood these Terms and agree to be bound by them. If you do not agree to these Terms, please refrain from using the Website.

Thank you for visiting our Website.